{"id":23712,"date":"2023-10-05T10:33:06","date_gmt":"2023-10-05T01:33:06","guid":{"rendered":"https:\/\/inpyeonglaw.com\/?p=23712"},"modified":"2024-09-12T10:22:37","modified_gmt":"2024-09-12T01:22:37","slug":"%ed%95%b4%ec%99%b8-%ec%82%ac%ec%97%85%ec%98%81%ec%97%85-%ec%8b%9c-%ed%95%b4%eb%8b%b9-%ea%b5%ad%ea%b0%80%ec%9d%98-%ec%a0%9c3%ec%9e%90%ea%b0%80-%ea%b3%a0%ea%b0%9d%ed%99%95%ec%9d%b8%ec%9d%98%eb%ac%b4","status":"publish","type":"post","link":"https:\/\/inpyeonglaw.com\/archives\/23712\/","title":{"rendered":"\ud574\uc678 \uc0ac\uc5c5(\uc601\uc5c5) \uc2dc \ud574\ub2f9 \uad6d\uac00\uc758 \uc81c3\uc790\uac00 \uace0\uac1d\ud655\uc778\uc758\ubb34\ub97c \ub300\ud589\ud588\uc744 \ub54c, \uc804\uc790\uae08\uc735\uc5c5\uc790\ub294 \uc2e0\uc6d0\ud655\uc778\uc11c\ub958\ub97c \uc81c\uacf5\ubc1b\uc544\uc57c \ud560\uae4c?"},"content":{"rendered":"

“\ud574\uc678 \uc0ac\uc5c5(\uc601\uc5c5) \uc2dc \ud574\ub2f9 \uad6d\uac00\uc758 \uc81c3\uc790\uac00 \uace0\uac1d\ud655\uc778\uc758\ubb34\ub97c \ub300\ud589\ud588\uc744 \ub54c, \uc804\uc790\uae08\uc735\uc5c5\uc790\ub294 \uc2e0\uc6d0\ud655\uc778\uc11c\ub958\ub97c \uc81c\uacf5\ubc1b\uc544\uc57c \ud560\uae4c?”<\/em><\/span><\/p>\n

 <\/p>\n

\ubc95\ub960\uc0ac\ubb34\uc18c \uc778\ud3c9\uc740 \uc870\uc724\uc0c1 \ub300\ud45c\ubcc0\ud638\uc0ac\ub97c \ud544\ub450\ub85c \uc804\ubb38 \uc120\uc784 \uc678\uad6d\ubcc0\ud638\uc0ac, \ud68c\uacc4\uc0ac, \ub178\ubb34\uc0ac\uac00 \ud300\uc744 \uc774\ub904 \ud574\uc678 \uc9c4\ucd9c \uc2dc \ud544\uc694\ud55c \ub2e4\uc591\ud55c \uc601\ubb38\uacc4\uc57d\uc11c \uac80\ud1a0 \ubc0f \uc218\uc815, \uac1c\uc778\uc815\ubcf4\ubcf4\ud638 \ubc0f \uc601\uc5c5\ube44\ubc00\ubcf4\ud638 \ucee8\uc124\ud305, \uc8fc\uc8fc\uac04 \uacc4\uc57d \ubc0f \ud574\uc678 \ud22c\uc790 \uc2dc \ubc1c\uc0dd\ud558\ub294 \ud22c\uc790 \uac80\ud1a0\uc640 \ud22c\uc790\uacc4\uc57d\uc11c \uac80\ud1a0 \ub4f1 \ud574\uc678 \uc0ac\uc5c5 \uc911 \ubc1c\uc0dd\ud558\ub294 \uae30\uc5c5 \uacbd\uc601\uc9c4\uc758 \uc758\uc0ac\uacb0\uc815\uc744 \uc704\ud55c \ubc95\ub960 \ucee8\uc124\ud305 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n

\uc624\ub298\uc740 \uc804\uc790\uae08\uc735\uc5c5\uc790\uac00 \ud574\uc678\uc5d0 \uae08\uc735\uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \ub54c \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \uc774\uc288\uc5d0 \ub300\ud574 \uc0b4\ud3b4\ubcf4\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n

 <\/p>\n

1. \ubb38\uc758\uc0ac\ud56d<\/b><\/span><\/p>\n

\uc804\uc790\uae08\uc735\uc5c5\uc790\uac00 \ud574\uc678(\uc77c\ubcf8)\uc5d0 \uae08\uc735\uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uace0\uc790,
\n<\/span>\uc804\uc790\uae08\uc735\uc5c5\uc790\uc758 \ud574\uc678(\uc77c\ubcf8)\uc9c0\uc0ac\uc640 \ud574\uc678(\uc77c\ubcf8) \uae08\uc735\ud68c\uc0ac \uac04 \uacc4\uc57d\uc744 \uccb4\uacb0\ud558\uc600\uc73c\uba70,
\n<\/span>\uacc4\uc57d \uc870\uac74\uc0c1 \uc81c3\uc790\uc778 \ud574\uc678(\uc77c\ubcf8) \uae08\uc735\ud68c\uc0ac\uc5d0\uc11c \uace0\uac1d\ud655\uc778\uc5c5\ubb34\ub97c \uc218\ud589\ud55c \uacbd\uc6b0\uc5d0
\n<\/span>\uc804\uc790\uae08\uc735\uc5c5\uc790\uac00 \ubb38\uc11c\uc0ac\ubcf8\uc11c\ub958\ub97c \uc81c3\uc790\ub85c\ubd80\ud130 \uc81c\uacf5\ubc1b\uc9c0 \uc54a\uc544\ub3c4 \ub418\ub294\uc9c0 \uc5ec\ubd80.<\/u><\/p>\n

 <\/p>\n

\"\"
\ud574\uc678 \uc0ac\uc5c5, \uc81c3\uc790 \uace0\uac1d\ud655\uc778\uc758\ubb34 \ub300\ud589 \uc2dc \uc2e0\uc6d0\ud655\uc778\uc11c\ub958\uac00 \ud544\uc694\ud560\uae4c?<\/figcaption><\/figure>\n

 <\/p>\n

2. \uac80\ud1a0<\/b><\/span><\/p>\n

\ud2b9\uc815\uae08\uc735\uac70\ub798\uc815\ubcf4\uc758 \ubcf4\uace0 \ubc0f \uc774\uc6a9 \ub4f1\uc5d0 \uad00\ud55c \ubc95\ub960(\u201c\ud2b9\uc815\uae08\uc735\uc815\ubcf4\ubc95\u201d) \uc81c5\uc870\uc7582<\/span>\uc5d0 \ub530\ub978 \uae08\uc735\ud68c\uc0ac\uc758 \uace0\uac1d\ud655\uc778\uc758\ubb34\ub294, \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \ubc0f \uacf5\uc911\ud611\ubc15\uc790\uae08\uc870\ub2ec\uae08\uc9c0\uc5d0 \uad00\ud55c \uc5c5\ubb34\uaddc\uc815 <\/span>\uc81c52\uc870<\/span> \ubc0f <\/span>\uc81c53\uc870<\/span>\uc5d0 \ub530\ub77c \uc81c3\uc790\ub97c \ud1b5\ud558\uc5ec \uc774\ud589\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/span><\/p>\n

\uc804\uc790\uae08\uc735\uc5c5\uc790\ub294 <\/span>\ud2b9\uc815\uae08\uc735\uc815\ubcf4\ubc95 \uc81c2\uc870\uc81c1\ud638\uc81c\uac70\ubaa9<\/span> \ubc0f <\/span>\ub3d9\ubc95 \uc2dc\ud589\ub839 \uc81c2\uc870<\/span>\uc5d0 \ub530\ub77c \uc0c1\uae30 \uae08\uc735\ud68c\uc0ac \ub4f1\uc5d0 \ud574\ub2f9\ud569\ub2c8\ub2e4.<\/span><\/p>\n

\ub530\ub77c\uc11c \uc804\uc790\uae08\uc735\uc5c5\uc790\ub294 \uae08\uc735\ud68c\uc0ac\ub85c\uc368 \ubd80\ub2f4\ud558\ub294 \uace0\uac1d\ud655\uc778\uc758\ubb34\ub97c \uc81c3\uc790\ub97c \ud1b5\ud558\uc5ec \uc774\ud589\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc, \ud574\ub2f9 \uc81c3\uc790\uac00 \ube44\uac70\uc8fc\uc790\uc778 \uacbd\uc6b0\uc5d0\ub294 FATF(Financial Action Task Force: \uc790\uae08\uc138\ud0c1 \ubc0f \ud14c\ub7ec\ub9ac\uc2a4\ud2b8 \uc790\uae08\uc870\ub2ec \ubc29\uc9c0\ubaa9\uc801\uc73c\ub85c \uc124\ub9bd\ub41c \uc815\ubd80\uac04 \uae30\uad6c)\uc758 \uad8c\uace0\uc0ac\ud56d\uc744 \ub3c4\uc785 \ubc0f \uc774\ud589\ud558\uace0 \uc788\ub294 \uad6d\uac00\uc5d0 \uac70\uc8fc\ud558\uace0 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4 (\uc77c\ubcf8\uc740 FATF \uc124\ub9bd\uc744 \uc8fc\ub3c4\ud55c G7\uad6d\uac00 \uac00\uc6b4\ub370 \ud558\ub098\uc774\uba70 \ud574\ub2f9 \uad8c\uace0\uc0ac\ud56d\uc744 \uc774\ud589\ud558\uace0 \uc788\ub2e4\uace0 \ubcfc \uc218 \uc788\ub2e4). <\/span><\/p>\n

\ub098\uc544\uac00 \uc804\uc790\uae08\uc735\uc5c5\uc790\ub294 \ud574\ub2f9 \uad6d\uac00\uac00 \ub3d9 \uad8c\uace0\uc0ac\ud56d\uc744 \uc801\uc808\ud558\uac8c \uc900\uc218\ud558\ub294\uc9c0\ub97c \uc810\uac80\ud558\uc5ec\uc57c \ud558\uba70, \uc81c3\uc790\uac00 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \ub4f1\uacfc \uad00\ub828\ud558\uc5ec \uac10\ub3c5\uae30\uad00\uc758 \uaddc\uc81c \ubc0f \uac10\ub3c5\uc744 \ubc1b\uace0 \uc788\uace0, \uace0\uac1d\ud655\uc778\uc744 \uc704\ud55c \uc870\uce58\ub97c \ub9c8\ub828\ud558\uace0 \uc788\ub294 \uc790\uc778\uc9c0\ub97c \ud655\uc778\ud558\uc5ec\uc57c \ud569\ub2c8\ub2c8\ub2e4. <\/span><\/p>\n

\ub610\ud55c \ud574\ub2f9 \uc81c3\uc790\ub85c\ubd80\ud130 \uace0\uac1d \uc2e0\uc6d0\uc815\ubcf4 \ubc0f \uae30\ud0c0 \uace0\uac1d\ud655\uc778\uacfc \uad00\ub828\ub41c \ubb38\uc11c\uc0ac\ubcf8 \ub4f1\uc758 \uc790\ub8cc\ub97c \uc9c0\uccb4\uc5c6\uc774 \uc81c\uacf5\ubc1b\uc544\uc57c \ud569\ub2c8\ub2c8\ub2e4. \uacc4\uc57d\ub2f9\uc0ac\uc790\uac00 \ubcf8\uc0ac\uac00 \uc544\ub2cc \ud574\uc678\uc9c0\uc0ac\ub77c\uace0 \ud558\ub354\ub77c\ub3c4 \uc77c\ubc18\uc801\uc73c\ub85c \ud574\uc678\uc9c0\uc0ac\ub294 \ub3c5\ub9bd\ub41c \ubc95\uc778\uc774 \uc544\ub2cc \ubcf8\uc0ac\uc758 \ud655\uc7a5\uc73c\ub85c \uac04\uc8fc\ub418\ubbc0\ub85c \uc0c1\uae30\uc758 \uc810\uac80 \ubc0f \ud655\uc778\uc758\ubb34\ub294 \ubcf8\uc0ac\ub3c4 \ubd80\ub2f4\ud569\ub2c8\ub2c8\ub2e4. \ub530\ub77c\uc11c <\/span>\ubcf8\uc0ac\ub294 \ud574\ub2f9 \ubb38\uc11c\uc0ac\ubcf8\uc11c\ub958\ub4e4\uc744 \uc9c0\uccb4\uc5c6\uc774 \uc81c\uacf5\ubc1b\uc544\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4.<\/b><\/span><\/p>\n

 <\/p>\n

3. \uad00\ub828 \ubb38\uc81c<\/b><\/span><\/p>\n

[\ud604\uc7a5\uac74\uc758 \uacfc\uc81c] \uc678\uad6d\uc778 \ud22c\uc790\uc790\uc5d0 \ub300\ud55c CDD(\uace0\uac1d\ud655\uc778\uc81c\ub3c4) \uac1c\uc120
\n<\/u><\/span>\uae08\uc735\ud22c\uc790\ud68c\uc0ac\uc758 \uace0\uac1d\uc774 \uc790\uc0b0\uc6b4\uc6a9\uc0ac\uc774\uace0 \uc790\uc0b0\uc6b4\uc6a9\uc0ac\uc758 \uace0\uac1d\uc774 \uc678\uad6d\uc778 \ud22c\uc790\uc790\uc778 \uacbd\uc6b0, \uc678\uad6d\uc778 \ud22c\uc790\uc790\ub97c \uc9c1\uc811 \uc811\ucd09\ud558\uc9c0 \uc54a\ub294 \uae08\uc735\ud68c\uc0ac\ub294 \ud574\ub2f9 \uc678\uad6d\uc778 \uace0\uac1d\uc5d0 \ub300\ud55c CDD(\uace0\uac1d\ud655\uc778\uc81c\ub3c4) \uc774\ud589\uc774 \uc5b4\ub824\uc6c0. \uc790\uc0b0\uc6b4\uc6a9\uc0ac\ub97c \uae30\uc900\uc73c\ub85c \uc2e4\uc81c\uc18c\uc720\uc790\ub97c \ud655\uc778\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uac1c\uc120 \uac74\uc758>> \uc774\ubbf8 \uc870\uce58\ub41c \uc0ac\ud56d\uc778 \uac83\uc73c\ub85c \uc815\ubcf4\ubd84\uc11d\uc6d0\uc5d0\uc11c \ud574\ub2f9 \uac74\uc758 \uc218\uc6a9\ud568 (\uc5ed\uc678\ud380\ub4dc, \uc5ed\uc678\uc77c\uc784 CDD \uad00\ub828 \uacf5\ubb38: \uae30\ud68d\ud589\uc815\uc2e4-228, 2019.2.8)<\/span><\/p>\n

4. \uad00\ub828 \ubc95\uaddc<\/b><\/span><\/p>\n

\ud2b9\uc815\uae08\uc735\uac70\ub798\uc815\ubcf4 \ubcf4\uace0 \ubc0f \uac10\ub3c5\uaddc\uc815 \uc81c2\uc870 \uc81c1\ud56d<\/span>\uc5d0 \ub530\ub77c \ud2b9\uc815\uae08\uc735\uc815\ubcf4\ubc95 \ubc0f \uc601\uc758 \uaddc\uc815\uc740 \uae08\uc735\ud68c\uc0ac \ub4f1\uc758 \ud574\uc678\uc9c0\uc810\ub9cc\uc774 \uc544\ub2c8\ub77c <\/span>\ud574\uc678\uc790\ud68c\uc0ac<\/u><\/span>\uc5d0\ub3c4 \uc801\uc6a9\ub428.<\/span><\/p>\n

\"\"<\/p>\n

[ \uae30\uc5c5 \ubc95\ub960 \uc790\ubb38 \ubb38\uc758 ]<\/span><\/strong><\/span><\/p>\n